We Make Insurance Easy

Request a Quote

Please call our friendly staff who will be happy to take down your information and provide you with a quote.

You can call our North Adams office at (413) 663-3800 or our new Adams office at (413) 743-3800, email us at [email protected], or fax us a copy of your current policy or your information to (413) 663-5037.  Thank you for allowing us to quote your business!

We have specialty programs for Property Investors to cover their rental properties, call us for details!

We offer comparative rates on Group Health (5 employees or more), call us for a quote

Companies we write with:


Preferred Mutual

Plymouth Rock

Mass Property



CNA Surety



Safety Insurance

American Modern

North American Company


American Reliable

Bunker Hill


The Main Street America Group


Progressive Commercial


Auto Insurance Discounts:
Home Insurance Discounts:
  • Up to 12% New Account Credit
  • 10% Auto & Home Credit
  • 25% over age 65
  • 5% Multiple Car Family Discount
  • 10% Motorcycle Training Discount
  • 3% Loyalty Credit
  • 6% Marketing Partners Discount
  • Disappearing Deductible
  • 10% Student Away at College
  • 5% Good Student Discount
  • 10% Deployed — active duty
  • Pay in full discount
  • Up to 36% Anti-theft
  • Up to 10% Mileage Discount
  • AAA Discount
  • Accident Forgiveness
Home Insurance Discounts:
  • Up to 25% off when you combine Home & Auto
  • 20% New Home Discount
  • 20% Alarm system discount
  • 3% Residence Safety Package

Our Affiliates:

Satelite Agency Network

XS brokers

Ryan Tuner Specialty


Insurance Innovators Group

Connecticut Underwriters


“Paula and Bethany are the absolute best! Their work ethic is in a league of its own. They are always available to chat about new products and services being offered and work endlessly to find products that meet my needs. Even when a virtually impossible deadline is looming, they get the job done EVERY TIME! I highly recommend their services!”

Erik Pizani
Real Estate Broker/Owner, Greylock Realty Group

“Charles Phykitt Insurance Agency has been my insurance agency for over a decade. They have insured my home, investment properties, and vehicles. The team at Charles Phykitt is always quick to respond to your needs. They are professional and personable. Owner Paula Morehouse always makes herself personally available to you. One of the best things about this agency is each year they strive to expand their products and services, and they always research the very best insurance products for their clients, and find the best coverage at the most reasonable pricing. I highly recommend this insurance agency and I guarantee you’ll become a decade long customer too!”

Deb Trzcinski
Broker/Owner, Steepleview Realty

“Paula and her staff are always there for us. We have been customers for years! Each year we discuss our insurance needs and they are a true friend to us saving on our premiums. They are super easy to work with! I highly recommend Charles Phykitt Insurance.”

Michael Ludwig
Adams, MA

We were looking for any agency two years ago when our carrier of 15 years raised our rates by 25%, AND WE NEVER HAD A CLAIM!!! We turned to Paula Moorehouse and her staff at Phykitt Insurance Agency to put together a comprehensive business policy for all of our property in 6 weeks. The ladies worked diligently getting quotes for 3-4 major companies that would best fulfill our needs. We signed the new policy on December 29 to begin the new year and I’m sure we’ll be signing again next year!!

David Berger
DSM Properties

Our Facebook Feed

We have another exciting announcement !!🎉🎉 Angela Brothers has joined our Charles Phykitt Insurance family! 😃🎉🎊🥳. Angela is coming onboard to fill a new position we have created! She will be our Commercial Lines Processor & will be assisting Bethany and myself in our daily work to create a more streamlined process. We are super excited to have her and excited to have our Commercial clients meet her!😊. Welcome aboard Angela !!! 🎉 ... See MoreSee Less
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🎉🥳🎉Happy Friday – We have another momentous SAN member anniversary to celebrate! Today marks 25 years of SAN membership for Charles Phykitt Insurance Agency. 🥳 Congratulations to Paula and her team in North Adams, MA! We thank you for your partnership and loyalty over the years. #GrowWithSAN #insurance #IndependentAgents ... See MoreSee Less
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We will be open Tuesday 9-20 at 10 AM. Thank you! ... See MoreSee Less
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We are super excited to announce that Amber Siciliano is the newest addition to our fabulous team! 🎉🎉 Amber comes to us as a recent graduate of the McCann Tech Business Technology program and she will be working in our North Adams location. Her computer skills and knowledge of social media platforms will be a great asset to our Charles Phykitt Insurance family! Welcome Aboard Amber!! 🎉🌟💛🎊 ... See MoreSee Less
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