We Make Insurance Easy

Request a Quote

Please call our friendly staff who will be happy to take down your information and provide you with a quote.

You can call our North Adams office at (413) 663-3800 or our new Adams office at (413) 743-3800, email us at [email protected], or fax us a copy of your current policy or your information to (413) 663-5037.  Thank you for allowing us to quote your business!

We have specialty programs for Property Investors to cover their rental properties, call us for details!

We offer comparative rates on Group Health (5 employees or more), call us for a quote

Companies we write with:


Preferred Mutual

Plymouth Rock

Mass Property



CNA Surety



Safety Insurance

American Modern

North American Company


American Reliable

Bunker Hill


The Main Street America Group


Progressive Commercial


Auto Insurance Discounts:
Home Insurance Discounts:
  • Up to 12% New Account Credit
  • 10% Auto & Home Credit
  • 25% over age 65
  • 5% Multiple Car Family Discount
  • 10% Motorcycle Training Discount
  • 3% Loyalty Credit
  • 6% Marketing Partners Discount
  • Disappearing Deductible
  • 10% Student Away at College
  • 5% Good Student Discount
  • 10% Deployed — active duty
  • Pay in full discount
  • Up to 36% Anti-theft
  • Up to 10% Mileage Discount
  • AAA Discount
  • Accident Forgiveness
Home Insurance Discounts:
  • Up to 25% off when you combine Home & Auto
  • 20% New Home Discount
  • 20% Alarm system discount
  • 3% Residence Safety Package

Our Affiliates:

Satelite Agency Network

XS brokers

Ryan Tuner Specialty


Insurance Innovators Group

Connecticut Underwriters


“Paula and Bethany are the absolute best! Their work ethic is in a league of its own. They are always available to chat about new products and services being offered and work endlessly to find products that meet my needs. Even when a virtually impossible deadline is looming, they get the job done EVERY TIME! I highly recommend their services!”

Erik Pizani
Real Estate Broker/Owner, Greylock Realty Group

“Charles Phykitt Insurance Agency has been my insurance agency for over a decade. They have insured my home, investment properties, and vehicles. The team at Charles Phykitt is always quick to respond to your needs. They are professional and personable. Owner Paula Morehouse always makes herself personally available to you. One of the best things about this agency is each year they strive to expand their products and services, and they always research the very best insurance products for their clients, and find the best coverage at the most reasonable pricing. I highly recommend this insurance agency and I guarantee you’ll become a decade long customer too!”

Deb Trzcinski
Broker/Owner, Steepleview Realty

“Paula and her staff are always there for us. We have been customers for years! Each year we discuss our insurance needs and they are a true friend to us saving on our premiums. They are super easy to work with! I highly recommend Charles Phykitt Insurance.”

Michael Ludwig
Adams, MA

We were looking for any agency two years ago when our carrier of 15 years raised our rates by 25%, AND WE NEVER HAD A CLAIM!!! We turned to Paula Moorehouse and her staff at Phykitt Insurance Agency to put together a comprehensive business policy for all of our property in 6 weeks. The ladies worked diligently getting quotes for 3-4 major companies that would best fulfill our needs. We signed the new policy on December 29 to begin the new year and I’m sure we’ll be signing again next year!!

David Berger
DSM Properties

Our Facebook Feed

Nice way to start our Friday...Donuts & Coffee from Shire Donuts ... See MoreSee Less
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To all downtown business owners: beware of someone that may be going around smashing business windows. Ours was smashed & apparently another business downtown had a smashed window. Whomever did this obviously has no regard for hard working small business people. The damage doesn’t affect just the building, but our contractor (Mark Kruzel, another hard working business owner) gave up his night home with his family to come board up the window. This is also the place our hard working employees call home Mon-Fri, so it affects them too. The police were called, report was filed & we are trying to see if there is camera footage showing who did it. There are several cameras that may be able to help solve who did this. If anyone knows anything, please let us know, or the police. There is just no reason for this!! 😡🤨 We will be installing cameras asap! ... See MoreSee Less
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17 years ago today I made a life altering decision to buy my own business. I was young, made plenty of mistakes as most young entrepreneurs do. Worked more hours each day than I ever fathomed. Learned a whole lot from experienced business people that I watched closely. There is a lot of “i”’s in what i just said, but let me be 100% clear..... the biggest key to success of any business is having the right people working with you everyday. I have the MOST amazing staff & I count my blessings each and everyday for all that they do and all that they are!!!! Cheers to my staff/work family, They are the best!!!! 🎉🥂🎊🍾 Thank you for the past 17 years & I look forward to all we are going to do in the next 17! Love you all !!! ❤️😉 ... See MoreSee Less
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We are extremely happy to announce that Marissa Arigoni has joined our amazing team! 🎉🤩 Marissa started her insurance career with us in 2012, she left in 2015 to spread her wings & we are so excited to welcome her back!!🎉🎉🎉 Marissa is licensed and very experienced in all personal lines & has a deep passion for helping clients whether it be shopping their insurance for a better deal, or reviewing their current plans to see if it still fits their needs. She will be taking on the role of Personal Lines Manager and she will be assisting in perfecting our services to our clients, while keeping things personal as we prefer here at Charles Phykitt Insurance. ( where we have no voicemail, because we think you should always get to talk to a human!) We are excited to be working with Marissa again & she is excited to help clients! Give her a call at 413-743-3800 or stop and see her in our Adams office at 74 Park St, and see what she can do for you! 😃. Congrats & Welcome Back!! 💕🎉🤩 ... See MoreSee Less
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