We Make Insurance Easy

Request a Quote

Please call our friendly staff who will be happy to take down your information and provide you with a quote.

You can call our North Adams office at (413) 663-3800 or our new Adams office at (413) 743-3800, email us at [email protected], or fax us a copy of your current policy or your information to (413) 663-5037.  Thank you for allowing us to quote your business!

We have specialty programs for Property Investors to cover their rental properties, call us for details!

We offer comparative rates on Group Health (5 employees or more), call us for a quote

Companies we write with:


Preferred Mutual

Plymouth Rock

Mass Property



CNA Surety



Safety Insurance

American Modern

North American Company


American Reliable

Bunker Hill


The Main Street America Group


Progressive Commercial


Auto Insurance Discounts:
Home Insurance Discounts:
  • Up to 12% New Account Credit
  • 10% Auto & Home Credit
  • 25% over age 65
  • 5% Multiple Car Family Discount
  • 10% Motorcycle Training Discount
  • 3% Loyalty Credit
  • 6% Marketing Partners Discount
  • Disappearing Deductible
  • 10% Student Away at College
  • 5% Good Student Discount
  • 10% Deployed — active duty
  • Pay in full discount
  • Up to 36% Anti-theft
  • Up to 10% Mileage Discount
  • AAA Discount
  • Accident Forgiveness
Home Insurance Discounts:
  • Up to 25% off when you combine Home & Auto
  • 20% New Home Discount
  • 20% Alarm system discount
  • 3% Residence Safety Package

Our Affiliates:

Satelite Agency Network

XS brokers

Ryan Tuner Specialty


Insurance Innovators Group

Connecticut Underwriters


“Paula and Bethany are the absolute best! Their work ethic is in a league of its own. They are always available to chat about new products and services being offered and work endlessly to find products that meet my needs. Even when a virtually impossible deadline is looming, they get the job done EVERY TIME! I highly recommend their services!”

Erik Pizani
Real Estate Broker/Owner, Greylock Realty Group

“Charles Phykitt Insurance Agency has been my insurance agency for over a decade. They have insured my home, investment properties, and vehicles. The team at Charles Phykitt is always quick to respond to your needs. They are professional and personable. Owner Paula Morehouse always makes herself personally available to you. One of the best things about this agency is each year they strive to expand their products and services, and they always research the very best insurance products for their clients, and find the best coverage at the most reasonable pricing. I highly recommend this insurance agency and I guarantee you’ll become a decade long customer too!”

Deb Trzcinski
Broker/Owner, Steepleview Realty

“Paula and her staff are always there for us. We have been customers for years! Each year we discuss our insurance needs and they are a true friend to us saving on our premiums. They are super easy to work with! I highly recommend Charles Phykitt Insurance.”

Michael Ludwig
Adams, MA

We were looking for any agency two years ago when our carrier of 15 years raised our rates by 25%, AND WE NEVER HAD A CLAIM!!! We turned to Paula Moorehouse and her staff at Phykitt Insurance Agency to put together a comprehensive business policy for all of our property in 6 weeks. The ladies worked diligently getting quotes for 3-4 major companies that would best fulfill our needs. We signed the new policy on December 29 to begin the new year and I’m sure we’ll be signing again next year!!

David Berger
DSM Properties

Our Facebook Feed

We are growing again!!😊 We are taking applications for Front Desk Reception in our North Adams location. We are looking for someone professional, dependable, courteous with a great spirit and attitude to join our already amazing team! Hours are as follows and are not flexible as we are a very busy office and require someone at the front desk at all times. Mon, Tues, Thur, Fri 9-4:30. If interested, please send your resume including references to [email protected] by August 5th ... See MoreSee Less
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We have an exciting announcement !!! Our Fabulous Vicki Norcross has been promoted to an agency processing position! 🎉🎈🎊🥂🥳 Vicki will be assisting our agents with various tasks and paperwork to help keep a smooth flow of service for our clients. We are so excited for Vicki! 🥰🎉🍾💜 CONGRATS!! 🎉🎉🎉 ... See MoreSee Less
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2 months ago

Charles Phykitt Insurance Agency
Employee Appreciation afternoon!!⭐️❤️😎⚓️🚤 I have the BEST staff, hands down! 🙌 Took some time to relax & enjoy each other’s company💕 It was a great afternoon & well deserved! 🌟😘 ... See MoreSee Less
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